Some people say that AlertPay is a scam because some of the businesses using AlertPay became scams. However, AlertPay is like an online bank, it cannot guarantee that the businesses that use it will remain legitimate. As long as AlertPay pays me my money when I ask for it, I would consider it a good payment processor. I have received two checks and several bank transfers from them. I have also sent a few enquiries to them and each time their replies were prompt.